Credit data and reporting

Credit Time 2000

Metro 2 credit reporting software for consumer and commercial accounts.

Official source reviewed US market: Confirmed or official US-relevant page Pricing: Published: Direct single user $595, Stack Reporting $495, additional network workstation $495, annual license and support renewal $360, on the official pricing page

Official product page: credittime2000.com · Last checked: October 12, 2026

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US-market record: Confirmed or official US-relevant page
Source review date: October 12, 2026
Pricing visibility: Published: Direct single user $595, Stack Reporting $495, additional network workstation $495, annual license and support renewal $360, on the official pricing page
Research status: Read against the eight questions this shelf asks; states three of them on its own pages.

Primary category: Credit data and reporting
Best-fit signals: SMBs · lenders

Source: credittime2000.com · Last checked: October 12, 2026

Company intelligence record

Company fields appear only where the official source supports them. Missing data stays explicit rather than inferred.

Location: Marietta, GA
Coverage: Supports reporting to all national credit bureaus and real-time bureaus with national coverage of alternative credit data.
Supported industries: Lenders, software vendors, banks, savings and loans, auto dealerships, and any business reporting consumer or commercial accounts.
Operating model: Metro 2 credit reporting software allowing businesses to report consumer and commercial accounts to national credit bureaus, including Equifax, Experian, Innovis, and TransUnion.
Company history or scale: Industry leader and expert in Metro 2 format consulting and credit data processing since 1986, recommended by all national and alternative credit bureaus.
Documented differentiator: Offers cloud-based e-CreditTime, MORFi CSV/Excel converter, and MORFi API, producing highly error-free files through thoroughly tested software.

Company source: credittime2000.com · Last checked: October 12, 2026 · Recorded confidence: high

Customers named by Hutchins Systems

1. Harbor Finance, LLC.: Provided a testimonial praising the technical support for helping the company accurately report credit data to Experian. 2. Clarkesville Finance, Inc.: Stated in a testimonial that they lease Credit Time 2000 for Metro 2 credit reporting due to its simplicity compared to other software. 3. North Carolina Rural Economic Development Center: Provided a testimonial thanking the support group for their assistance in submitting credit information on time.

Evidence source: credittime2000.com · Last checked: October 12, 2026

Publicly stated capabilities

Retained from the official-source record. DebtTechIndex has not independently tested them.

Metro 2 files

bureau submissions

consumer and business reporting

validation

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02What operating, security, integration, and implementation assumptions should your team validate?
03Which buyer-fit statements apply to your organization, and which are the vendor's general market positioning?

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Credit Time 2000

DebtTechIndex research snapshot

Company intelligence record

Customers named by Hutchins Systems

Publicly stated capabilities

Questions to take into an RFI

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