Ranked on published facts
Top 10 Professional services and assurance, ranked
By Kai Greenspan, Founding Editor · Last updated: October 14, 2026
This list ranks what each vendor states on its own public pages against 5 core facts for this shelf, in the published order below, then seven evidence pages. It measures disclosure, not quality: nothing here says a product works, a control operates, or a customer is satisfied. Only the top ten positions are listed; equal counts share a position, and every vendor tied for tenth is included. Positions labeled Sponsored, where present, are paid for through a vendor membership, sit apart from the list, and never change it. Add specialist compliance, legal-support, implementation, training, security assurance and operational expertise from providers who sell help rather than software.
Facts last read: October 14, 2026. Method: ranking policy.
Compare across vendors: published prices (1 of 14 on this shelf publish one)
The 5 core facts for this shelf, in order
- 1Offers services specific to collections: Regulation F reviews, licensing, CFPB examination preparation, security assurance for agencies. A yes needs a collections-specific service named. membership.
- 2Names a professional credential or association membership it holds. A yes needs credential or membership named. buyer: Coalinga asks association memberships; Marin asks credentials.
- 3Publishes prices with figures, or a fee structure with figures. A yes needs a figure on the vendor's own site. buyer: 14 of 14 tenders price the bid; cost control the top survey concern.
- 4Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA. A yes needs the audit or certification named in text on the vendor's own site. buyer: 10 of 14 tenders; data security the second survey concern.
- 5Names a US collection agency, debt buyer or creditor client. A yes needs a customer named with its US location or its collections business stated. ruled 8 September: named US customer in this market, last.
Order matters: two vendors with one fact each are ordered by whose fact comes first here. Besides the core facts, each vendor is checked for seven evidence pages: a product page naming the product; a security page naming a certification in text; public API documentation; an uptime or service level figure; prices with figures; a page naming a US customer in this market; a page naming its integrations one by one.
The list, ranked
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Core facts RISC states on its own site Offers services specific to collections: Regulation F reviews, licensing, CFPB examination preparation, security assurance for agencies Names a professional credential or association membership it holds Publishes prices with figures, or a fee structure with figures Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA Names a US collection agency, debt buyer or creditor client Stated Stated Stated Not stated Stated Offers services specific to collections: Regulation F reviews, licensing, CFPB examination preparation, security assurance for agencies.
Since then, RISC services has expanded to offer numerous continuing education courses, certifications for financial clients, support documentation for recovery agencies, vendor vetting, and vendor onsite inspections
(www.riscus.com, read October 14, 2026)Names a professional credential or association membership it holds.
RISC is an accredited teaching facility licensed by the State of Florida.
(www.riscus.com, read October 14, 2026)Publishes prices with figures, or a fee structure with figures.
All for a low, monthly membership of $125, no up front fees, and no long term contract
(www.riscus.com, read October 14, 2026)Names a US collection agency, debt buyer or creditor client.
Recovery Industry Services Company (RISC) today announced that Credit Acceptance Corporation has selected RISC to provide independent, inspection-related service provider vetting and due diligence across its repossession service provider network
(www.riscus.com, read October 14, 2026)Not publicly stated on the pages readnames a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA.
Evidence pages foundprices with figures; a page naming a US customer in this market.
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Core facts Total Secure states on its own site Offers services specific to collections: Regulation F reviews, licensing, CFPB examination preparation, security assurance for agencies Names a professional credential or association membership it holds Publishes prices with figures, or a fee structure with figures Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA Names a US collection agency, debt buyer or creditor client Stated Not stated Not stated Stated Stated Offers services specific to collections: Regulation F reviews, licensing, CFPB examination preparation, security assurance for agencies.
MVP Network Consulting specializes in supporting collection agencies and debt recovery organizations.
(www.mvpnetworkconsulting.com, read October 14, 2026)Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA.
MVP Network Consulting Completes SOC 2 Type II Examination
(www.mvpnetworkconsulting.com, read October 14, 2026)Names a US collection agency, debt buyer or creditor client.
Admin Recovery, LLC, based in Buffalo, has cemented a formidable reputation in the financial sector.
(www.mvpnetworkconsulting.com, read October 14, 2026)Not publicly stated on the pages readnames a professional credential or association membership it holds; publishes prices with figures, or a fee structure with figures.
Evidence pages founda security page naming a certification in text; a page naming a US customer in this market.
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Core facts Licensing services states on its own site Offers services specific to collections: Regulation F reviews, licensing, CFPB examination preparation, security assurance for agencies Names a professional credential or association membership it holds Publishes prices with figures, or a fee structure with figures Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA Names a US collection agency, debt buyer or creditor client Stated Stated Not stated Not stated Not stated Offers services specific to collections: Regulation F reviews, licensing, CFPB examination preparation, security assurance for agencies.
Simplicated provides comprehensive licensing services tailored to the Accounts Receivable Management (ARM) industry.
(simplicated-inc.com, read October 14, 2026)Names a professional credential or association membership it holds.
Bridget obtained her Credit & Collection Compliance Officer (CCCO) certification in 2019 and currently serves on the Iowa Collectors Association Board as Unit Secretary.
(simplicated-inc.com, read October 14, 2026)Joint positionShares this position: equal on every count.
Not publicly stated on the pages readpublishes prices with figures, or a fee structure with figures; names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA; names a US collection agency, debt buyer or creditor client.
- =3 Outsourced Compliance by ARM Compliance Business Solutions 2/5core facts on its own site 0/7evidence pages found
Core facts Outsourced Compliance states on its own site Offers services specific to collections: Regulation F reviews, licensing, CFPB examination preparation, security assurance for agencies Names a professional credential or association membership it holds Publishes prices with figures, or a fee structure with figures Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA Names a US collection agency, debt buyer or creditor client Stated Stated Not stated Not stated Not stated Offers services specific to collections: Regulation F reviews, licensing, CFPB examination preparation, security assurance for agencies.
Our team is experienced in serving as outsourced compliance for small to midsize collection agencies.
(armcbs.com, read October 14, 2026)Names a professional credential or association membership it holds.
Our consultants bring extensive industry experience, including ACA International Certified Trainers
(armcbs.com, read October 14, 2026)Joint positionShares this position: equal on every count.
Not publicly stated on the pages readpublishes prices with figures, or a fee structure with figures; names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA; names a US collection agency, debt buyer or creditor client.
- =3 SOC 1 Audits for Collection Agencies by NDNB Assurance LLP 2/5core facts on its own site 0/7evidence pages found
Core facts SOC 1 Audits for Collection Agencies states on its own site Offers services specific to collections: Regulation F reviews, licensing, CFPB examination preparation, security assurance for agencies Names a professional credential or association membership it holds Publishes prices with figures, or a fee structure with figures Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA Names a US collection agency, debt buyer or creditor client Stated Stated Not stated Not stated Not stated Offers services specific to collections: Regulation F reviews, licensing, CFPB examination preparation, security assurance for agencies.
NDNB provides comprehensive SOC 1 SSAE 18 1 and SOC 2 audit reports and assessments for debt collection agencies requiring such services.
(socreports.com, read October 14, 2026)Names a professional credential or association membership it holds.
From Certified Public Accountants (CPA) to Certified Information Systems Auditors (CISA) and Payment Card Industry Qualified Security Assessors (QSA), just to name a select few, NDNB personnel have a vast and extensive background in regulatory compliance
(socreports.com, read October 14, 2026) These are the qualifications of NDNB’s staff. The firm does not state a license or membership of its own.Joint positionShares this position: equal on every count.
Not publicly stated on the pages readpublishes prices with figures, or a fee structure with figures; names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA; names a US collection agency, debt buyer or creditor client.
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Core facts Acumen Licensing states on its own site Offers services specific to collections: Regulation F reviews, licensing, CFPB examination preparation, security assurance for agencies Names a professional credential or association membership it holds Publishes prices with figures, or a fee structure with figures Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA Names a US collection agency, debt buyer or creditor client Stated Not stated Not stated Not stated Not stated Offers services specific to collections: Regulation F reviews, licensing, CFPB examination preparation, security assurance for agencies.
Acumen Licensing is a full service receivables management support company offering customized bundled licensing services, including bonds, registered agents, and resident managers, specifically designed to meet its clients’ needs.
(acumenlicensing.com, read October 14, 2026)Joint positionShares this position: equal on every count.
Not publicly stated on the pages readnames a professional credential or association membership it holds; publishes prices with figures, or a fee structure with figures; names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA; names a US collection agency, debt buyer or creditor client.
- =6 Atlas by Cornerstone by Cornerstone Licensing 1/5core facts on its own site 0/7evidence pages found
Core facts Atlas by Cornerstone states on its own site Offers services specific to collections: Regulation F reviews, licensing, CFPB examination preparation, security assurance for agencies Names a professional credential or association membership it holds Publishes prices with figures, or a fee structure with figures Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA Names a US collection agency, debt buyer or creditor client Stated Not stated Not stated Not stated Not stated Offers services specific to collections: Regulation F reviews, licensing, CFPB examination preparation, security assurance for agencies.
Third-party collection agency licensing in every state that conditions collecting for others on a license.
(cornerstonelicensing.com, read October 14, 2026)Joint positionShares this position: equal on every count.
Not publicly stated on the pages readnames a professional credential or association membership it holds; publishes prices with figures, or a fee structure with figures; names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA; names a US collection agency, debt buyer or creditor client.
- =6 Collections Performance Suite by Bridgeforce 1/5core facts on its own site 0/7evidence pages found
Core facts Collections Performance Suite states on its own site Offers services specific to collections: Regulation F reviews, licensing, CFPB examination preparation, security assurance for agencies Names a professional credential or association membership it holds Publishes prices with figures, or a fee structure with figures Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA Names a US collection agency, debt buyer or creditor client Stated Not stated Not stated Not stated Not stated Offers services specific to collections: Regulation F reviews, licensing, CFPB examination preparation, security assurance for agencies.
The Bridgeforce Collections Performance Suite pinpoints what’s holding back your collections performance and provides targeted solutions to help you recover more, faster.
(bridgeforce.com, read October 14, 2026)Joint positionShares this position: equal on every count.
Not publicly stated on the pages readnames a professional credential or association membership it holds; publishes prices with figures, or a fee structure with figures; names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA; names a US collection agency, debt buyer or creditor client.
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Core facts KnovaOne states on its own site Offers services specific to collections: Regulation F reviews, licensing, CFPB examination preparation, security assurance for agencies Names a professional credential or association membership it holds Publishes prices with figures, or a fee structure with figures Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA Names a US collection agency, debt buyer or creditor client Stated Not stated Not stated Not stated Not stated Offers services specific to collections: Regulation F reviews, licensing, CFPB examination preparation, security assurance for agencies.
Collections Document Preparation IDL/Reg F Letter Suits, Summons & Complaints
(www.knovaone.com, read October 14, 2026)Joint positionShares this position: equal on every count.
Not publicly stated on the pages readnames a professional credential or association membership it holds; publishes prices with figures, or a fee structure with figures; names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA; names a US collection agency, debt buyer or creditor client.
- =6 NCBA Committed to Security Program by ConvergentDS 1/5core facts on its own site 0/7evidence pages found
Core facts NCBA Committed to Security Program states on its own site Offers services specific to collections: Regulation F reviews, licensing, CFPB examination preparation, security assurance for agencies Names a professional credential or association membership it holds Publishes prices with figures, or a fee structure with figures Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA Names a US collection agency, debt buyer or creditor client Stated Not stated Not stated Not stated Not stated Offers services specific to collections: Regulation F reviews, licensing, CFPB examination preparation, security assurance for agencies.
The NCBA's Committed to Security program delivers a smarter, more scalable approach to third-party risk, purpose-built for our creditors' rights community.
(www.convergentds.com, read October 14, 2026)Joint positionShares this position: equal on every count.
Not publicly stated on the pages readnames a professional credential or association membership it holds; publishes prices with figures, or a fee structure with figures; names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA; names a US collection agency, debt buyer or creditor client.
- =6 Orion State Licensing by Orion State Licensing 1/5core facts on its own site 0/7evidence pages found
Core facts Orion State Licensing states on its own site Offers services specific to collections: Regulation F reviews, licensing, CFPB examination preparation, security assurance for agencies Names a professional credential or association membership it holds Publishes prices with figures, or a fee structure with figures Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA Names a US collection agency, debt buyer or creditor client Stated Not stated Not stated Not stated Not stated Offers services specific to collections: Regulation F reviews, licensing, CFPB examination preparation, security assurance for agencies.
For over 20 years, we have specialized in providing affordable, multi-state licensing assistance to collection agencies, debt buyers, mortgage brokers & lenders, and FHA/HUD companies seeking to expand their business into other states nationwide and U.S. territories.
(collectionlicenses.com, read October 14, 2026)Joint positionShares this position: equal on every count.
Not publicly stated on the pages readnames a professional credential or association membership it holds; publishes prices with figures, or a fee structure with figures; names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA; names a US collection agency, debt buyer or creditor client.
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Core facts URS Compliance states on its own site Offers services specific to collections: Regulation F reviews, licensing, CFPB examination preparation, security assurance for agencies Names a professional credential or association membership it holds Publishes prices with figures, or a fee structure with figures Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA Names a US collection agency, debt buyer or creditor client Stated Not stated Not stated Not stated Not stated Offers services specific to collections: Regulation F reviews, licensing, CFPB examination preparation, security assurance for agencies.
Our Collection Agency State Licensing Service provides a quick and easy way to get you registered.
(www.urscomply.com, read October 14, 2026)Joint positionShares this position: equal on every count.
Not publicly stated on the pages readnames a professional credential or association membership it holds; publishes prices with figures, or a fee structure with figures; names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA; names a US collection agency, debt buyer or creditor client.
The numbers are positions computed from the facts above at build time, not scores. A position marked = is shared. These positions measure what each vendor publishes on its own website; they are not a judgment of quality. Full category page: Professional services and assurance.
Compared on the record fields
Every product in the list above is compared on the record fields. This table is a comparison, not the ranked list.
| Product | Vendor | US-market grade | Tier | Pricing | Last checked |
|---|---|---|---|---|---|
| RISC | Recovery Industry Services Company | Confirmed | B | RISC Pro membership is $125 a month with no up-front fee and no long-term contract; members pay $45 for CARS certifications. | October 12, 2026 |
| Total Secure | MVP Network Consulting | Confirmed | B | Not publicly stated | October 12, 2026 |
| Licensing services | Simplicated, Inc. | Confirmed | B | Not publicly stated | October 12, 2026 |
| Outsourced Compliance | ARM Compliance Business Solutions | Confirmed | B | Not publicly stated unless the cited page says otherwise | October 12, 2026 |
| SOC 1 Audits for Collection Agencies | NDNB Assurance LLP | Confirmed | B | Not publicly stated | October 12, 2026 |
| Acumen Licensing | Acumen Licensing | Confirmed | B | Not publicly stated | October 12, 2026 |
| Atlas by Cornerstone | Cornerstone Licensing | Confirmed | B | Not publicly stated unless the cited page says otherwise | October 12, 2026 |
| Collections Performance Suite | Bridgeforce | Confirmed | B | Not publicly stated | October 12, 2026 |
| KnovaOne | KnovaOne | Confirmed | B | Not publicly stated | October 12, 2026 |
| NCBA Committed to Security Program | ConvergentDS | Confirmed | B | Not publicly stated | October 5, 2026 |
| Orion State Licensing | Orion State Licensing | Confirmed | B | Not publicly stated | October 5, 2026 |
| URS Compliance | URS Compliance | Confirmed | B | Not publicly stated | October 5, 2026 |
Disclosure
Every vendor is listed free. DebtTechIndex earns money from vendor memberships that route qualified buyer inquiries and from positions labeled Sponsored. A sponsored position on this page is marked with the word Sponsored, sits outside the ranked list, and carries a sponsored link attribute. Payment never changes a fact, a date, a core set, an order rule, a state, or the comparison table. See how we make money and the ranking policy.