BUILT FOR THE US ARM MARKET
DTI DebtTechIndex

Buyer problem

Payments and portals

Payments and portals on DebtTechIndex: 58 sourced product records from 54 vendors, 32 of the records with this as their primary category. Let consumers or businesses view balances, choose arrangements and pay securely. Listed alphabetically and never scored.

Records last checked: September 30, 2026, the oldest check date in this category.

Compare across vendors: published prices (3 of the 32 records with this as their primary category publish one)

Payment portals and gateways, along with IVR, text, and agent-assisted payment tools, let consumers view balances, set up plans, and pay collection accounts. Each record shows its US market status, pricing visibility, and when it was last checked; the Top 10 guide lists the top ten positions among this category's primary records, ranked by core facts read from each vendor's own site.

What this category includes

Payment gateways; portals; IVR pay; cash networks; payment plans

Who buys in this category

  • Agencies
  • creditors
  • billers

The records

58 records in Payments and portals

4Processing is a merchant services provider that sets up card and ACH payment processing for accounts receivable management companies, with recurring billing, a convenience fee option and integration with collection software.

Credit and debit card processingACH processingIntegration with leading collection platformsRecurring billing
Detailed review pending US availability: Confirmed Last checked: September 30, 2026 Pricing: Not publicly stated

Collection systems of record

ACE

by InterProse
I

Cloud collection platform for third-party agencies, AR departments, debt buyers, and servicers, with a branded consumer portal and mobile app.

Account administrationclient portalconsumer portalomnichannel communications
Official source reviewed US availability: Confirmed Last checked: October 12, 2026 Pricing: Not publicly stated unless the cited page says otherwise

EFT Network processes ACH, check and credit card payments for businesses, including debt-collection operations, with remote deposit capture, returned item processing and check verification.

ACH and check processingCredit card processing with a virtual terminalRemote Deposit CaptureReturned Item Processing
Detailed review pending US availability: Confirmed Last checked: October 12, 2026 Pricing: Not publicly stated

Payments and portals

Acqupay

by Acqupay
A

Merchant services for ARM debt-collection operations through acquiring partners, with online transaction management in a PCI DSS-compliant environment.

Debt-collection operation merchant accountsOnline transaction managementMerchant rehabRisk management
Detailed review pending US availability: Confirmed Last checked: October 12, 2026 Pricing: Not publicly stated

Collection systems of record

Aktos

by Aktos
A

Cloud collection platform for agencies, with no-code workflow automation and consumer, client, and agency portals in one system.

no-code workflow automationconsumer, client and agency portalsomnichannel communicationscredit bureau reporting
Official source reviewed US availability: Confirmed Last checked: October 12, 2026 Pricing: Not publicly stated unless the cited page says otherwise

Collection systems of record

Artiva RM

by Finvi
F

Debt collection platform for agencies, with event-driven workflow automation and orchestrated omnichannel outreach.

Workflow automationomnichannel communicationssegmentationcompliance controls
Official source reviewed US availability: Confirmed Last checked: October 12, 2026 Pricing: Not publicly stated unless the cited page says otherwise

Compared on the record fields

Alphabetical by product name. Every column is a field of the record as taken from the vendor's own page.

Product Vendor US-market grade Tier Pricing Last checked
4Processing payment services 4Processing Confirmed B Not publicly stated September 30, 2026
ACE InterProse Confirmed or official US-relevant page A Not publicly stated unless the cited page says otherwise October 12, 2026
ACH & Credit Card Processing EFT Network Confirmed B Not publicly stated October 12, 2026
Acqupay Acqupay Confirmed B Not publicly stated October 12, 2026
Aktos Aktos Confirmed or official US-relevant page A Not publicly stated unless the cited page says otherwise October 12, 2026
Artiva RM Finvi Confirmed or official US-relevant page A Not publicly stated unless the cited page says otherwise October 12, 2026
BillFlash NexTrust Confirmed B Not publicly stated October 12, 2026
Billtrust Billtrust Confirmed or official US-relevant page A Not publicly stated unless the cited page says otherwise October 12, 2026
Channel Payments Channel Payments Confirmed B Not publicly stated October 12, 2026
Chaser Chaser Confirmed or official US-relevant page A Published: US plans from $259 a month, with UK, EU, Australia and New Zealand prices behind the country switcher on the same page October 12, 2026
Clerkie Henry Labs, Inc Confirmed B Not publicly stated October 12, 2026
Collect! Comtech Systems Confirmed or official US-relevant page A Published: cloud editions from $699 USD a month (Entrepreneur) to $4,995 USD a month (Corporate), with additional users at $104 a month, on the official pricing page October 12, 2026
Collections Versapay Confirmed or official US-relevant page A Not publicly stated unless the cited page says otherwise October 12, 2026
Collections Management Esker Confirmed or official US-relevant page A Not publicly stated unless the cited page says otherwise October 12, 2026
Corepay Corepay Confirmed B Not publicly stated October 12, 2026
CSG Forte CSG Forte Confirmed B Not publicly stated October 12, 2026
Digital Agent Advanced Cash Management Confirmed B Not publicly stated October 12, 2026
EPX Electronic Payment Exchange Confirmed B Published: Visa's debt repayment interchange rate of 0.65% plus $0.15 on unregulated debit, on its debt repayment page October 12, 2026
eVokePay RevSpring Confirmed or official US-relevant page A Not publicly stated unless the cited page says otherwise October 12, 2026
Express Pay™ Ecliptics, Inc. Confirmed B Not publicly stated October 12, 2026
Expresso Nordis Technologies Confirmed or official US-relevant page A Not publicly stated unless the cited page says otherwise October 12, 2026
ExpressoPay Nordis Technologies Confirmed or official US-relevant page A Not publicly stated unless the cited page says otherwise October 12, 2026
ezPay365 ezPay365 Confirmed B Not publicly stated October 12, 2026
ezyCollect ezyCollect Confirmed B Not publicly stated unless the cited page says otherwise October 12, 2026
FinText Solutions by Text Confirmed or official US-relevant page A Not publicly stated unless the cited page says otherwise October 5, 2026
Flow PDCflow Confirmed or official US-relevant page A Published: from $9 a month (Starter Team) through $65 (Standard Team) to $200 (Business Team), Enterprise custom, on the official plans and pricing page October 12, 2026
HealPay Portal HealPay Confirmed B Not publicly stated unless the cited page says otherwise October 12, 2026
IMPACT CSS Confirmed or official US-relevant page A Not publicly stated unless the cited page says otherwise October 12, 2026
Instant Payment Network Paymentus Confirmed or official US-relevant page A Not publicly stated unless the cited page says otherwise October 12, 2026
Invoiced Invoiced Confirmed B Not publicly stated unless the cited page says otherwise October 12, 2026
IVR Technology Group IVR Technology Group Confirmed B Not publicly stated October 12, 2026
Kolleno Kolleno Confirmed or official US-relevant page A Published: 650 a month per user (Business Pay) to 1,245 a month per user (Business Plus), shown in pounds on some visits and in dollars on others, Enterprise on request, on the official pricing page October 12, 2026
Loan Management System LoanPro Confirmed B Not publicly stated unless the cited page says otherwise October 12, 2026
LoanPaymentPro LoanPaymentPro Confirmed B Not publicly stated October 12, 2026
Nortridge Loan System Nortridge Confirmed B Published: from $1,200 a month, on the official pricing page October 12, 2026
OmniChannel RevSpring Confirmed or official US-relevant page A Not publicly stated unless the cited page says otherwise October 12, 2026
Orbipay Payments Hub Alacriti Confirmed B Not publicly stated October 12, 2026
Order to Cash Serrala Confirmed B Not publicly stated unless the cited page says otherwise October 12, 2026
Pay N Seconds Pay N Seconds Confirmed B Not publicly stated October 12, 2026
Payliance Payliance Confirmed B Not publicly stated October 12, 2026
Payment Nerds Payment Nerds Confirmed B Not publicly stated October 12, 2026
Payment Savvy Payment Savvy Confirmed B Not publicly stated October 5, 2026
PaymentCloud PaymentCloud Confirmed B Not publicly stated October 12, 2026
PaymentVision PaymentVision Confirmed or official US-relevant page A Not publicly stated unless the cited page says otherwise October 12, 2026
Paywire Payscout Confirmed B Not publicly stated unless the cited page says otherwise October 12, 2026
PayXM PayNearMe Confirmed or official US-relevant page A Not publicly stated unless the cited page says otherwise October 12, 2026
Propensio Divinity Software Confirmed B Not publicly stated (the FAQ says it charges a flat fee, with no figure) October 12, 2026
Quadient AR Quadient Confirmed or official US-relevant page A Not publicly stated unless the cited page says otherwise October 12, 2026
REPAY REPAY Confirmed or official US-relevant page A Not publicly stated unless the cited page says otherwise October 12, 2026
Simplicity Collect Finvi Confirmed or official US-relevant page A Published: four cloud tiers from $399 a month (Essential, 3 users) to $1,999 a month (Enterprise, 50 users), each with a startup cost, on the official page October 12, 2026
Soar Payments Soar Payments Confirmed B Not publicly stated October 12, 2026
Speedpay ACI Worldwide Confirmed or official US-relevant page A Not publicly stated unless the cited page says otherwise October 12, 2026
SUCCEED Succeed Technologies Confirmed B Not publicly stated October 12, 2026
TakeWebPayments Concepts2Code Confirmed B Not publicly stated October 12, 2026
Tratta Tratta Confirmed or official US-relevant page A Published: Pro $500 a month, Enterprise $2,500 a month and Enterprise Plus $10,000 a month, with per-transaction fees by plan of $0.15, $0.10 and $0.08, on the official pricing page October 12, 2026
Upflow Upflow Confirmed or official US-relevant page A Not publicly stated unless the cited page says otherwise October 12, 2026
Velosidy Finvi Confirmed or official US-relevant page A Not publicly stated unless the cited page says otherwise October 12, 2026
WayThru WayThru Confirmed B Not publicly stated October 12, 2026

Records last checked: September 30, 2026.