Ranked on published facts
Top 10 Decisioning and analytics: 11 products ranked
By Kai Greenspan, Founding Editor · Last updated: October 14, 2026
This list ranks what each vendor states on its own public pages against 6 core facts for this shelf, in the published order below, then seven evidence pages. It measures disclosure, not quality: nothing here says a product works, a control operates, or a customer is satisfied. Only the top ten positions are listed; equal counts share a position, and every vendor tied for tenth is included. Positions labeled Sponsored, where present, are paid for through a vendor membership, sit apart from the list, and never change it. Score accounts, design strategies and measure expected recovery and operational performance.
Facts last read: October 14, 2026. Method: ranking policy.
Compare across vendors: published prices (1 of 16 on this shelf publish one)
The 6 core facts for this shelf, in order
- 1Builds collections models: propensity to pay, segmentation, treatment strategy. A yes needs the models stated. membership; survey: predictive scoring 43%, AI to predict payment 58%.
- 2Integrates with named collection systems or dialers. A yes needs at least one named. buyer: integrations 8 of 14 tenders.
- 3Publishes prices with figures, or a fee structure with figures. A yes needs a figure on the vendor's own site. buyer: 14 of 14 tenders price the bid; cost control the top survey concern.
- 4Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA. A yes needs the audit or certification named in text on the vendor's own site. buyer: 10 of 14 tenders; data security the second survey concern.
- 5Publishes API documentation or states data export. A yes needs a public developer page, or export stated as a product function. buyer: 5 of 14 tenders, three reviews; kept on a shelf only where the reading finds at least one vendor stating it.
- 6Names a US creditor, agency or debt buyer customer. A yes needs a customer named with its US location or its collections business stated. ruled 8 September: named US customer in this market, last.
Order matters: two vendors with one fact each are ordered by whose fact comes first here. Besides the core facts, each vendor is checked for seven evidence pages: a product page naming the product; a security page naming a certification in text; public API documentation; an uptime or service level figure; prices with figures; a page naming a US customer in this market; a page naming its integrations one by one.
The list, ranked
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Core facts Provenir AI states on its own site Builds collections models: propensity to pay, segmentation, treatment strategy Integrates with named collection systems or dialers Publishes prices with figures, or a fee structure with figures Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA Publishes API documentation or states data export Names a US creditor, agency or debt buyer customer Stated Not stated Not stated Stated Not stated Stated Builds collections models: propensity to pay, segmentation, treatment strategy.
Enable real-time micro-segmentation of your customers with dynamic data orchestration and automated decisioning.
(www.provenir.com, read October 14, 2026)Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA.
How we protect your information Provenir is ISO27001 and SOC2 certified.
(www.provenir.com, read October 14, 2026)Names a US creditor, agency or debt buyer customer.
Headquarters: Texas, United States
(www.provenir.com, read October 14, 2026)Not publicly stated on the pages readintegrates with named collection systems or dialers; publishes prices with figures, or a fee structure with figures; publishes API documentation or states data export.
Evidence pages founda security page naming a certification in text; a page naming a US customer in this market.
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Core facts NeuAnalytics states on its own site Builds collections models: propensity to pay, segmentation, treatment strategy Integrates with named collection systems or dialers Publishes prices with figures, or a fee structure with figures Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA Publishes API documentation or states data export Names a US creditor, agency or debt buyer customer Stated Not stated Not stated Stated Stated Not stated Builds collections models: propensity to pay, segmentation, treatment strategy.
Each account is scored for recovery probability, optimal timing, preferred channel, and compliance risk, using your configured rules or optional AI models depending on your preference.
(neuanalytics.com, read October 14, 2026)Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA.
NeuAnalytics holds SOC 1 Type II, SOC 2 Type II, ISO 27001, ISO 27002, and PCI DSS 4.0 certifications.
(www.neuanalytics.com, read October 14, 2026)Publishes API documentation or states data export.
Push account inventory out the door via scheduled SFTP, direct API, or manual GUI placement.
(neuanalytics.com, read October 14, 2026)Not publicly stated on the pages readintegrates with named collection systems or dialers; publishes prices with figures, or a fee structure with figures; names a US creditor, agency or debt buyer customer.
Evidence pages founda security page naming a certification in text.
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Core facts EXL PayMentor states on its own site Builds collections models: propensity to pay, segmentation, treatment strategy Integrates with named collection systems or dialers Publishes prices with figures, or a fee structure with figures Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA Publishes API documentation or states data export Names a US creditor, agency or debt buyer customer Stated Not stated Stated Not stated Not stated Not stated Builds collections models: propensity to pay, segmentation, treatment strategy.
EXL demonstrated to the client the ability to drive debtor engagement and reengage delinquent debtors through highly segmented, personalized email campaigns.
(www.exlservice.com, read October 14, 2026)Publishes prices with figures, or a fee structure with figures.
They consume this as collections-as-a-service where they pay $1-2 per account that is placed with EXL PayMentor.
(www.exlservice.com, read October 14, 2026)Joint positionShares this position: equal on every count.
Not publicly stated on the pages readintegrates with named collection systems or dialers; names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA; publishes API documentation or states data export; names a US creditor, agency or debt buyer customer.
Evidence pages foundprices with figures.
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Core facts FitLogic states on its own site Builds collections models: propensity to pay, segmentation, treatment strategy Integrates with named collection systems or dialers Publishes prices with figures, or a fee structure with figures Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA Publishes API documentation or states data export Names a US creditor, agency or debt buyer customer Stated Not stated Not stated Stated Not stated Not stated Builds collections models: propensity to pay, segmentation, treatment strategy.
Import existing models via PMML or Python and auto-generate predictive models from your data to simplify rule creation.
(www.crsoftware.com, read September 25, 2026)Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA.
It meets major compliance benchmarks, including PCI DSS Level 1, SOC 2 Type II, and ISO 27001:2022.
(www.crsoftware.com, read October 14, 2026)Joint positionShares this position: equal on every count.
Not publicly stated on the pages readintegrates with named collection systems or dialers; publishes prices with figures, or a fee structure with figures; publishes API documentation or states data export; names a US creditor, agency or debt buyer customer.
Evidence pages founda security page naming a certification in text.
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Core facts Paypensity states on its own site Builds collections models: propensity to pay, segmentation, treatment strategy Integrates with named collection systems or dialers Publishes prices with figures, or a fee structure with figures Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA Publishes API documentation or states data export Names a US creditor, agency or debt buyer customer Stated Not stated Not stated Not stated Not stated Stated Builds collections models: propensity to pay, segmentation, treatment strategy.
For over 5 years, NLP Logix has been building machine learning models to help agencies prioritize and segment their portfolios.
(nlplogix.com, read October 14, 2026)Names a US creditor, agency or debt buyer customer.
IC System, one of the largest receivables management companies in the United States, adopted a machine-learning powered approach to increasing recovery rates by creating a comprehensive contact strategy for each consumer.
(nlplogix.com, read October 14, 2026)Joint positionShares this position: equal on every count.
Not publicly stated on the pages readintegrates with named collection systems or dialers; publishes prices with figures, or a fee structure with figures; names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA; publishes API documentation or states data export.
Evidence pages founda page naming a US customer in this market.
- 6 RiskView™ Payment Score by LexisNexis Risk Solutions 1/6core facts on its own site 1/7evidence pages found
Core facts RiskView™ Payment Score states on its own site Builds collections models: propensity to pay, segmentation, treatment strategy Integrates with named collection systems or dialers Publishes prices with figures, or a fee structure with figures Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA Publishes API documentation or states data export Names a US creditor, agency or debt buyer customer Stated Not stated Not stated Not stated Not stated Not stated Builds collections models: propensity to pay, segmentation, treatment strategy.
Segment and prioritize accounts according to likelihood of repayment using robust alternative data insights
(risk.lexisnexis.com, read October 14, 2026)Not publicly stated on the pages readintegrates with named collection systems or dialers; publishes prices with figures, or a fee structure with figures; names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA; publishes API documentation or states data export; names a US creditor, agency or debt buyer customer.
Evidence pages founda product page naming the product.
- =7 Agilytics by Advanced Software Applications Corp. d/b/a Agilytics 1/6core facts on its own site 0/7evidence pages found
Core facts Agilytics states on its own site Builds collections models: propensity to pay, segmentation, treatment strategy Integrates with named collection systems or dialers Publishes prices with figures, or a fee structure with figures Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA Publishes API documentation or states data export Names a US creditor, agency or debt buyer customer Stated Not stated Not stated Not stated Not stated Not stated Builds collections models: propensity to pay, segmentation, treatment strategy.
Agilytics automatically turns Collect! data into predictive scores so you know exactly which cases are worth it, and why.
(agilytics.com, read October 14, 2026)Joint positionShares this position: equal on every count.
Not publicly stated on the pages readintegrates with named collection systems or dialers; publishes prices with figures, or a fee structure with figures; names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA; publishes API documentation or states data export; names a US creditor, agency or debt buyer customer.
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Core facts CollectX states on its own site Builds collections models: propensity to pay, segmentation, treatment strategy Integrates with named collection systems or dialers Publishes prices with figures, or a fee structure with figures Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA Publishes API documentation or states data export Names a US creditor, agency or debt buyer customer Stated Not stated Not stated Not stated Not stated Not stated Builds collections models: propensity to pay, segmentation, treatment strategy.
CollectX Recovery Scores are predictive of Recovery Success
(intellaegis.com, read October 14, 2026)Joint positionShares this position: equal on every count.
Not publicly stated on the pages readintegrates with named collection systems or dialers; publishes prices with figures, or a fee structure with figures; names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA; publishes API documentation or states data export; names a US creditor, agency or debt buyer customer.
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Core facts iTuring Collections states on its own site Builds collections models: propensity to pay, segmentation, treatment strategy Integrates with named collection systems or dialers Publishes prices with figures, or a fee structure with figures Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA Publishes API documentation or states data export Names a US creditor, agency or debt buyer customer Stated Not stated Not stated Not stated Not stated Not stated Builds collections models: propensity to pay, segmentation, treatment strategy.
iTuring Collections predicts default risk and propensity to pay
(ituring.ai, read October 14, 2026)Joint positionShares this position: equal on every count.
Not publicly stated on the pages readintegrates with named collection systems or dialers; publishes prices with figures, or a fee structure with figures; names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA; publishes API documentation or states data export; names a US creditor, agency or debt buyer customer.
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Core facts LEVERAGE states on its own site Builds collections models: propensity to pay, segmentation, treatment strategy Integrates with named collection systems or dialers Publishes prices with figures, or a fee structure with figures Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA Publishes API documentation or states data export Names a US creditor, agency or debt buyer customer Stated Not stated Not stated Not stated Not stated Not stated Builds collections models: propensity to pay, segmentation, treatment strategy.
LEVERAGE uses proven methods to segment, score, and direct accounts delivered by an industry veteran dedicated to guide you in improving your results.
(www.intelitechgroup.com, read October 14, 2026)Joint positionShares this position: equal on every count.
Not publicly stated on the pages readintegrates with named collection systems or dialers; publishes prices with figures, or a fee structure with figures; names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA; publishes API documentation or states data export; names a US creditor, agency or debt buyer customer.
- =7 Strategic Analytic Solutions by Strategic Analytic Solutions 1/6core facts on its own site 0/7evidence pages found
Core facts Strategic Analytic Solutions states on its own site Builds collections models: propensity to pay, segmentation, treatment strategy Integrates with named collection systems or dialers Publishes prices with figures, or a fee structure with figures Names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA Publishes API documentation or states data export Names a US creditor, agency or debt buyer customer Stated Not stated Not stated Not stated Not stated Not stated Builds collections models: propensity to pay, segmentation, treatment strategy.
Collection Scores derived leveraging internal loan performance data supplemented with credit bureau attributes enable organizations to rank order customers based on their Propensity To Pay Scores and enable institutions to develop targeted treatment and communication strategies
(strategicanalyticsolutions.com, read October 14, 2026)Joint positionShares this position: equal on every count.
Not publicly stated on the pages readintegrates with named collection systems or dialers; publishes prices with figures, or a fee structure with figures; names a security audit or certification it holds: SOC 2 Type II, PCI DSS, ISO 27001 or HIPAA; publishes API documentation or states data export; names a US creditor, agency or debt buyer customer.
The numbers are positions computed from the facts above at build time, not scores. A position marked = is shared. These positions measure what each vendor publishes on its own website; they are not a judgment of quality. Full category page: Decisioning and analytics.
Compared on the record fields
Every product in the list above is compared on the record fields. This table is a comparison, not the ranked list.
| Product | Vendor | US-market grade | Tier | Pricing | Last checked |
|---|---|---|---|---|---|
| Provenir AI | Provenir | Confirmed | B | Not publicly stated | October 12, 2026 |
| NeuAnalytics | NeuAnalytics | Confirmed | B | Not publicly stated | October 12, 2026 |
| EXL PayMentor | EXL | Confirmed | B | Published: collections as a service at $1 to $2 per account placed, on its PayMentor FAQ page | October 12, 2026 |
| FitLogic | C&R Software | Confirmed | B | Not publicly stated unless the cited page says otherwise | October 12, 2026 |
| Paypensity | NLP Logix | Confirmed | B | Not publicly stated | October 12, 2026 |
| RiskView™ Payment Score | LexisNexis Risk Solutions | Confirmed or official US-relevant page | A | Not publicly stated unless the cited page says otherwise | October 12, 2026 |
| Agilytics | Advanced Software Applications Corp. d/b/a Agilytics | Confirmed | B | Not publicly stated | October 5, 2026 |
| CollectX | Intellaegis | Confirmed | B | Not publicly stated | October 12, 2026 |
| iTuring Collections | iTuring | Confirmed | B | Not publicly stated | October 12, 2026 |
| LEVERAGE | The Intelitech Group | Confirmed | B | Not publicly stated | October 12, 2026 |
| Strategic Analytic Solutions | Strategic Analytic Solutions | Confirmed | B | Not publicly stated | October 5, 2026 |
Disclosure
Every vendor is listed free. DebtTechIndex earns money from vendor memberships that route qualified buyer inquiries and from positions labeled Sponsored. A sponsored position on this page is marked with the word Sponsored, sits outside the ranked list, and carries a sponsored link attribute. Payment never changes a fact, a date, a core set, an order rule, a state, or the comparison table. See how we make money and the ranking policy.