Text-first communication and payment platform for consumer finance and ARM.
Vendor
Solutions by Text
Solutions by Text has 1 published product record on DebtTechIndex, in Digital engagement, Payments and portals, Compliance. Based in Addison, TX. Every fact below is taken from the company's own pages and dated. Listing is free and the company can claim this page.
Company source: solutionsbytext.com · Last checked: October 5, 2026
About Solutions by Text, as stated by the company
Only fields on which every record of this company agrees appear here. Missing data stays explicit rather than inferred.
- Location
- Addison, TX
- Coverage
- United States.
- Supported industries
- Non-Bank Lending, Banks, Credit Unions, Auto Finance, and Accounts Receivable Management.
- Operating model
- Compliance-first text messaging platform for consumer finance, enabling two-way conversational messaging and seamless integrated payments for accounts receivable management.
- Company history or scale
- Founded 2008; secured $110M in growth financing in 2024; pioneer of FinText™ for the consumer finance industry.
- Documented differentiator
- Proprietary Deactivation Logic®, TextiQ™, and SmartURLs® ensure regulatory compliance while achieving 98% open rates and significant ROI for collections.
Company source: solutionsbytext.com · Last checked: October 5, 2026
1 company detail differs between this company's records and is withheld here until checked against the company's own source. Each record page shows what that record states.
Named-customer evidence
1. PFC | USA: Achieved 147% growth in approved payment volume month-over-month using TextPay. 2. PayCourt: Reduced breakage of promise-to-pay plans by 20% through compliant text messaging. 3. Harris & Harris: Doubled self-service payments from 20% to over 40% and improved collections efficiency.
Evidence source: solutionsbytext.com · Last checked: October 12, 2026
Product record
| Product | Primary category | US-market grade | Tier | Pricing | Last checked |
|---|---|---|---|---|---|
| FinText | Digital engagement | Confirmed or official US-relevant page | A | Not publicly stated unless the cited page says otherwise | October 5, 2026 |