Credit data infrastructure for debt collection, with credit data access, Metro 2 furnishment to the bureaus and credit dispute management.
Credit data and reporting
DataArc 360
by Experian
Metro 2 data-quality and compliance solution for data furnishers.
Official product page: experian.com · Last checked: October 12, 2026
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DebtTechIndex research snapshot
Recorded public facts, separated from buyer diligence. DebtTechIndex has not tested this product.
- US-market record
- Confirmed or official US-relevant page
- Source review date
- October 12, 2026
- Pricing visibility
- Not publicly stated unless the cited page says otherwise
- Research status
- Read against the eight questions this shelf asks; states one of them on its own pages.
- Primary category
- Credit data and reporting
- Best-fit signals
- Banks · lenders
Source: experian.com · Last checked: October 12, 2026
Company intelligence record
Company fields appear only where the official source supports them. Missing data stays explicit rather than inferred.
- Location
- Costa Mesa, California
- Coverage
- Provides comprehensive validation of Metro 2 files against numerous regulatory requirements, available via on-premises or hosted multi-tenant cloud environments.
- Supported industries
- Banks, credit unions, credit card companies, retailers, energy companies, and other credit furnishers.
- Operating model
- Agnostic data quality solution powered by Aperture Data Studio, designed to help furnishers establish preventive and detective controls for Metro 2 file assessment.
- Company history or scale
- Experian is a global leader in information services; DataArc 360 uses over 130 prebuilt rules to strategically assess credit files for accuracy.
- Documented differentiator
- Features a dashboard with drill-down functionality for root cause analysis and pre-codified rules that deliver clear pass/fail results for file integrity.
Company source: experian.com · Last checked: October 12, 2026 · Recorded confidence: high
Customers named by Experian
1. USA Health: Cut manual work by 50% and doubled daily authorizations using Experian Health automated authorization software. 2. Swiss Sense: Developed a data-driven international growth strategy using Experian Mosaic consumer segmentation data. 3. Windstar Cruises: Generated $20 million in bookings through an Experian and MMGY closed-loop marketing measurement strategy.
Evidence source: experian.com · Last checked: October 12, 2026
Publicly stated capabilities
Retained from the official-source record. DebtTechIndex has not independently tested them.
Questions to take into an RFI
- 01Which source-backed capabilities are active in the configuration you would evaluate?
- 02What operating, security, integration, and implementation assumptions should your team validate?
- 03Which buyer-fit statements apply to your organization, and which are the vendor's general market positioning?
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