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Credit data and reporting

DataArc 360

by Experian

Metro 2 data-quality and compliance solution for data furnishers.

Official source reviewed US market: Confirmed or official US-relevant page Pricing: Not publicly stated unless the cited page says otherwise

Official product page: experian.com · Last checked: October 12, 2026

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DebtTechIndex research snapshot

Recorded public facts, separated from buyer diligence. DebtTechIndex has not tested this product.

US-market record
Confirmed or official US-relevant page
Source review date
October 12, 2026
Pricing visibility
Not publicly stated unless the cited page says otherwise
Research status
Read against the eight questions this shelf asks; states one of them on its own pages.
Primary category
Credit data and reporting
Best-fit signals
Banks · lenders

Source: experian.com · Last checked: October 12, 2026

Company intelligence record

Company fields appear only where the official source supports them. Missing data stays explicit rather than inferred.

Location
Costa Mesa, California
Coverage
Provides comprehensive validation of Metro 2 files against numerous regulatory requirements, available via on-premises or hosted multi-tenant cloud environments.
Supported industries
Banks, credit unions, credit card companies, retailers, energy companies, and other credit furnishers.
Operating model
Agnostic data quality solution powered by Aperture Data Studio, designed to help furnishers establish preventive and detective controls for Metro 2 file assessment.
Company history or scale
Experian is a global leader in information services; DataArc 360 uses over 130 prebuilt rules to strategically assess credit files for accuracy.
Documented differentiator
Features a dashboard with drill-down functionality for root cause analysis and pre-codified rules that deliver clear pass/fail results for file integrity.

Company source: experian.com · Last checked: October 12, 2026 · Recorded confidence: high

Customers named by Experian

1. USA Health: Cut manual work by 50% and doubled daily authorizations using Experian Health automated authorization software. 2. Swiss Sense: Developed a data-driven international growth strategy using Experian Mosaic consumer segmentation data. 3. Windstar Cruises: Generated $20 million in bookings through an Experian and MMGY closed-loop marketing measurement strategy.

Evidence source: experian.com · Last checked: October 12, 2026

Publicly stated capabilities

Retained from the official-source record. DebtTechIndex has not independently tested them.

Prebuilt Metro 2 rules
preventive and detective controls
risk views
reporting
data-quality platform

Questions to take into an RFI

  1. 01Which source-backed capabilities are active in the configuration you would evaluate?
  2. 02What operating, security, integration, and implementation assumptions should your team validate?
  3. 03Which buyer-fit statements apply to your organization, and which are the vendor's general market positioning?
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