Vendor

SBT

SBT has 1 published product record on DebtTechIndex, in Digital engagement, Payments and portals, Compliance. Based in Addison, TX. Every fact below is taken from the company's own pages and dated. Listing is free and the company can claim this page.

Company source: sbt.io · Last checked: October 28, 2026

About SBT, as stated by the company

Only fields on which every record of this company agrees appear here. Missing data stays explicit rather than inferred.

Location: Addison, TX
Coverage: United States.
Supported industries: Non-Bank Lending, Banks, Credit Unions, Auto Finance, and Accounts Receivable Management.
Operating model: Compliance-first text messaging platform for consumer finance, enabling two-way conversational messaging and seamless integrated payments for accounts receivable management.
Company history or scale: Founded 2008; secured $110M in growth financing in 2024; pioneer of FinText™ for the consumer finance industry.
Documented differentiator: Proprietary Deactivation Logic®, TextiQ™, and SmartURLs® ensure regulatory compliance while achieving 98% open rates and significant ROI for collections.
Ownership and alias note: Formerly Solutions by Text. Every page of its site says "Solutions by Text is now SBT", and its acceptable use policy says "SBT is a trade name of Solutions by Text, LLC". Read on 28 October 2026.

Company source: sbt.io · Last checked: October 28, 2026

Product record

Digital engagement

FinText

by SBT

Text-first communication and payment platform for consumer finance and ARM.

SMSRCSintegrated paymentsconsent controls

Official source reviewed US availability: Confirmed Last checked: October 28, 2026 Pricing: Not publicly stated unless the cited page says otherwise

View record

Product	Primary category	US-market grade	Tier	Pricing	Last checked
FinText	Digital engagement	Confirmed or official US-relevant page	A	Not publicly stated unless the cited page says otherwise	October 28, 2026