4Processing is a merchant services provider that sets up card and ACH payment processing for accounts receivable management companies, with recurring billing, a convenience fee option and integration with collection software.
Payments and portals
REPAY
by REPAY
Integrated digital payment processing for the accounts receivable management industry.
Official product page: repay.com · Last checked: October 12, 2026
Compare across vendors: every price vendors publish
DebtTechIndex research snapshot
Recorded public facts, separated from buyer diligence. DebtTechIndex has not tested this product.
- US-market record
- Confirmed or official US-relevant page
- Source review date
- October 12, 2026
- Pricing visibility
- Not publicly stated unless the cited page says otherwise
- Research status
- Read against the eight questions this shelf asks; states three of them on its own pages.
- Primary category
- Payments and portals
- Best-fit signals
- Debt-collection operations · debt buyers
Source: repay.com · Last checked: October 12, 2026
Company intelligence record
Company fields appear only where the official source supports them. Missing data stays explicit rather than inferred.
- Location
- Atlanta, GA
- Coverage
- Not publicly stated
- Supported industries
- Debt-collection operations, collection law firms, debt buyers, and healthcare collection companies.
- Operating model
- REPAY provides an all-in-one omnichannel payment platform integrated with ARM systems, enabling secure acceptance of debit cards, ACH, and digital wallets like Apple Pay and Venmo.
- Company history or scale
- Refined over 20 years; SOC 1 Type II, SOC 2 Type II, PCI DSS, and HIPAA compliant; relationships with multiple proprietary sponsor banks.
- Documented differentiator
- Offers a Dynamic Wallet for mobile engagement without apps/logins and integrates with numerous ARM systems like Billtrust, Genesys, and C&R Software for seamless reconciliation.
Company source: repay.com · Last checked: October 12, 2026 · Recorded confidence: high
Customers named by REPAY
1. Performance Automotive: Utilized REPAY's AP vendor payments to simplify accounts payable and reduce costs; 2. United Brokerage Packaging: Integrated REPAY with Acumatica to automate payment processing and reduce transaction time; 3. Go Home, Ltd: Implemented REPAY's Sage 100 integration to achieve better rates and next-day funding.
Evidence source: info.repay.com · Last checked: October 12, 2026
Publicly stated capabilities
Retained from the official-source record. DebtTechIndex has not independently tested them.
Questions to take into an RFI
- 01Which source-backed capabilities are active in the configuration you would evaluate?
- 02What operating, security, integration, and implementation assumptions should your team validate?
- 03Which buyer-fit statements apply to your organization, and which are the vendor's general market positioning?
Request information about REPAY
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